Fast Cover has been selling travel insurance to Australians since 2010, with cover for international trips, domestic travel, cruises, and annual multi-trip plans. Travellers can choose between Basics, Standard Saver, and Comprehensive policies, plus... Read More
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Fast Cover is an Australian travel insurance provider. A Fast Cover discount code can lower what you pay for a policy. This applies whether you are going overseas, on a cruise, or on a trip within Australia. Codes are applied when you get your quote. This happens before you pay for the policy. So it is worth checking for a Fast Cover coupon before you buy.
Go to fastcover.com.au and start a quote.
Enter your destination, travel dates, and number of travellers.
Choose your policy level, such as Comprehensive, Standard Saver, or Basics.
Add any extras you need, such as Cruise cover or the Adventure Pack.
On the quote or payment page, enter your discount code where prompted.
Check that your total has changed before you complete payment.
Pay, and your policy documents will be emailed to you right away.
The process is fairly similar across most sites, so a quick refresher can help if this is new to you.
Fast Cover codes are usually time-limited. Yours may have already expired.
A Fast Cover code can be tied to one policy, like Duo Cover. It will not work on Comprehensive or Standard Saver.
Check your Fast Cover code for a typo or an extra space. One wrong character stops it from working.
A Fast Cover code can be tied to a specific destination or trip length. Your trip details may not match what the code applies to.
Your Fast Cover code may have been valid for a short campaign only. That period may have already passed.
Fast Cover codes often need to be added while you are still building your quote. Adding one after payment has started may not work.
Some Fast Cover codes are for new customers only. An existing policyholder trying to reuse one may see it rejected.
Even a code that looks right can run into a problem you didn't expect.
Fast Cover doesn't run one single sale event. Instead. This can include a live coupon on a specific policy, a seasonal offer, or a straight discount built into a plan. Since online deals like this can change, it's worth checking the current offers before you lock in your quote. This is also where you'll usually find any active Fast Cover vouchers or special offers, rather than on the main Fast Cover site itself.
Fast Cover has won the ProductReview Travel Insurance Award for several years running, including 2022 through 2025. It also holds a Canstar Outstanding Value Award for seniors travel insurance in 2024 and 2025. The brand received a Finder Customer Service Satisfaction Award in 2024. Its official site shows a rating of 4.6 from over 2,788 reviews. If you are reading Fast Cover reviews before buying, these awards and ratings are a fair starting point.
CouponDopa's Fast Cover store page currently lists a saving on Duo Cover, a policy built for two travellers on the same trip. Check the live deal card for the exact amount, since it can change.
The Basics plan only covers overseas medical costs, with fewer extras than Comprehensive. So it costs less if that is all you need.
Fast Cover quotes are held for 48 hours. Buying within that window keeps your price instead of requoting later.
Overseas emergency medical, hospital, and evacuation expenses on Comprehensive and Standard Saver policies.
Trip cancellation expenses for prepaid, non-refundable costs if you need to cancel.
Trip disruption expenses for extra transport or accommodation if your trip is interrupted.
Luggage and personal effects cover, including set limits for phones, tablets, and cameras.
Travel delay expenses if your trip is delayed by things like strikes or severe weather.
Optional COVID-19-related medical and cancellation benefits, depending on the policy chosen.
Fast Cover sells insurance policies, not physical goods. So there is nothing to ship. Once you pay, your policy certificate and Product Disclosure Statement are emailed to you. You can access these documents online at any time before or during your trip. There is no separate delivery fee or delivery time to plan around.
Fast Cover offers a 25-day money-back guarantee from your purchase date. You can cancel for a full refund if you have not started your trip. The refund also requires that you have not made or intended to make a claim. It also requires that you have not used the policy to get a visa. After 25 days, partial refunds may apply depending on your policy's own terms.
Australian citizens and permanent residents need a valid Medicare card that stays valid beyond the policy period.
Temporary residents need a valid visa along with Medicare or approved private health insurance.
Your trip must start and end in Australia for most policy types.
You can buy a policy up to 12 months before you travel, right up to your departure date.
Australian-owned, with a Sydney-based support team.
Six policy levels, from Basics up to Comprehensive.
Duo Cover option for two travellers on one policy.
25-day money-back guarantee if you change your mind.
Award-winning on ProductReview.com.au and Canstar.
Unlimited overseas emergency medical on higher tier policies.
No student discount or referral programme listed.
Pre-existing conditions need a medical screening, and not all are approved.
Basic plans have fewer benefits than Standard Saver or Comprehensive.
Refunds after 25 days may only be partial, depending on the policy.